* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    font-family: 'Arial', sans-serif;
  }
a{
  text-decoration:none;
}
html {
  scroll-behavior: smooth;
}
.view-property{
       display: block;
    margin: auto auto 10px;
    background: #FF6B35;
    color: white;
    padding: 1rem 2rem;
    border: none;
    border-radius: 50px;
    font-size: 1.1rem;
    cursor: pointer;
    transition: transform 0.3sease, box-shadow 0.3sease;

    align-self: flex-end;


}
  .hero {
    background: linear-gradient(rgba(12, 35, 64, 0.9), rgba(12, 35, 64, 0.9)),
      url('https://images.unsplash.com/photo-1564013799919-ab600027ffc6') center/cover;
    color: white;
    padding: 4rem 2rem;
    min-height: 80vh;
    display: flex;
    align-items: center;
        margin-top: 100px;
  }

  .hero-content {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
    align-items: center;
  }

  .hero-text {
    animation: fadeInUp 1s ease-out;
  }

  .hero-headline {
    font-size: 2.5rem;
    margin-bottom: 1.5rem;
    line-height: 1.2;
  }

  .hero-subhead {
    font-size: 1.2rem;
    margin-bottom: 2rem;
    opacity: 0.9;
  }

  .value-props {
    list-style: none;
    margin-bottom: 2rem;
  }

  .value-props li {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1rem;
    padding: 1rem;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 8px;
  }

  .cta-button {
    background: #FF6B35;
    color: white;
    padding: 1rem 2rem;
    border: none;
    border-radius: 50px;
    font-size: 1.1rem;
    cursor: pointer;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    /*display: inline-flex;*/
    /*align-items: center;*/
    /*gap: 0.5rem;*/
  }

  .cta-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(255, 107, 53, 0.4);
  }

  @keyframes fadeInUp {
    from {
      opacity: 0;
      transform: translateY(20px);
    }

    to {
      opacity: 1;
      transform: translateY(0);
    }
  }




  @media (max-width: 768px) {
    .hero-content {
      grid-template-columns: 1fr;
      text-align: center;
    }

    .hero-headline {
      font-size: 2rem;
    }

    .value-props li {
      flex-direction: column;
      text-align: center;
    }

    .cta-button {
      margin: 0 auto;
    }
  }
  
    .newsletter {
    background: #f9fafb;
    padding: 4rem 2rem;
    color: #1a3650;
  }

  .newsletter-form {
    background: white;
    padding: 2rem;
    border-radius: 12px;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.08);
  }

  .signup-form {
    display: grid;
    gap: 1.2rem;
  }

  .form-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
  }

  input,
  select {
    padding: 0.8rem;
    border: 1px solid #e0e7ff;
    border-radius: 8px;
    width: 100%;
  }

  .incentive {
    padding: 1rem 0;
    font-size: 0.9rem;
  }

  .incentive label {
    display: flex;
    align-items: center;
    gap: 0.5rem;
  }
.incentive label input{
  width:auto;
}

  .privacy {
    font-size: 0.8rem;
    color: #64748b;
    margin-top: 1rem;
    text-align: center;
  }

  /* Modified Hero Styles */
  .newsletter .hero-headline {
    color: #1e3a8a;
    margin-bottom: 1rem;
  }

  .newsletter .value-props li {
    background: rgba(26, 54, 80, 0.05);
  }

  /* Mobile Adjustments */
  @media (max-width: 768px) {
    .form-grid {
      grid-template-columns: 1fr;
    }

    .newsletter-form {
      margin-top: 2rem;
    }
  }
  
   .process {
    background: linear-gradient(rgba(12, 35, 64, 0.9), rgba(12, 35, 64, 0.9)),
      url('https://images.unsplash.com/photo-1579725942955-4d8377f8c66a?q=80&w=2748&auto=format&fit=crop&ixlib=rb-4.0.3&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D') center/cover;
    color: white;
    padding: 4rem 2rem;
    min-height: 80vh;
    display: flex;
    align-items: center;
  }
.process .hero-content{
      grid-template-columns: auto;
}

  .hero-headline {
    text-align: center;
    margin-bottom: 3rem;
  }

  .cta-button {
    margin: 0 1rem 1rem 0;
  }

  /* New Process-Specific Styles */
  .process-steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-bottom: 3rem;
  }

  .step {
    display: flex;
    gap: 1.5rem;
    padding: 1.5rem;
    background: rgba(246, 248, 250, 0.8);
    border-radius: 12px;
    border-left: 4px solid #FF6B35;
  }

  .step-number {
    font-size: 2rem;
    font-weight: bold;
    color: #FF6B35;
    min-width: 50px;
    text-align: center;
  }

  .step-content h3 {
    margin-bottom: 0.5rem;
    color: #1a3650;
  }

  .step-content p {
    color: #64748b;
    line-height: 1.5;
  }

  .process-cta {
    text-align: center;
    margin-top: 2rem;
  }
.process-cta .secondary{
   background: #fff;
   color: #1a3650;
}



  @media (max-width: 768px) {
    .step {
      flex-direction: column;
      text-align: center;
    }

    .process-cta {
      display: flex;
      flex-direction: column;
    }
  }
.loans{
padding: 4rem 2rem;}
   .loan-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin: 3rem 0;
  }

  .loan-card {
    background: white;
    padding: 2rem;
    border-radius: 12px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
    text-align: center;
  }

  .loan-icon {
    font-size: 2.5rem;
    margin-bottom: 1rem;
  }

  .loan-card h3 {
    color: #1a3650;
    margin-bottom: 1rem;
  }

  .loan-features {
    list-style: none;
    text-align: left;
    margin: 1.5rem 0;
    padding: 0;
    min-height:143px;
  }

  .loan-features li {
    padding: 0.5rem 0;
    border-bottom: 1px solid #f1f5f9;
  }

  .loan-badge {
    background: #FF6B35;
    color: white;
    padding: 0.5rem 1rem;
    border-radius: 20px;
    display: inline-block;
    font-size: 0.9rem;
    margin-top: 1rem;
  }

  .lender-cta {
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
  }

  /* Mobile Adjustments */
  @media (max-width: 768px) {
    .loan-card {
      padding: 1.5rem;
    }

    .loan-badge {
      font-size: 0.8rem;
    }
  }
  .warning-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 1.5rem;
    margin: 3rem 0;
  }

  .warning-card {
    display: flex;
    gap: 1.5rem;
    padding: 1.5rem;
    background: #fff5f5;
    border-radius: 12px;
    border-left: 4px solid #FF6B35;
  }

  .warning-icon {
    font-size: 2rem;
    min-width: 50px;
    text-align: center;
  }

  .warning-content h3 {
    color: #1a3650;
    margin-bottom: 0.5rem;
  }

  .warning-content p {
    color: #64748b;
    line-height: 1.4;
  }
.closing-tips {
    padding: 4rem 2rem;
    background: linear-gradient(rgba(12, 35, 64, 0.9), rgba(12, 35, 64, 0.9)),
      url('https://images.unsplash.com/photo-1472224371017-08207f84aaae?q=80&w=2670&auto=format&fit=crop&ixlib=rb-4.0.3&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D') center/cover;
    color: #fff;
  }
  .closing-cta {
    text-align: center;
    margin-top: 2rem;
  }

  /* Mobile Adjustments */
  @media (max-width: 768px) {
    .warning-card {
      flex-direction: column;
      text-align: center;
    }

    .warning-icon {
      margin: 0 auto;
    }
  }
  .partners-subhead {
    text-align: center;
    color: #64748b;
    margin-bottom: 2rem;
  }

.partners{
    padding: 4rem 2rem;
}
.partners .hero-content{
grid-template-columns: auto;
}
  .partner-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin: 3rem 0;
  }

  .partner-card {
    background: white;
    padding: 1.5rem;
    border-radius: 12px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06);
    transition: transform 0.3s ease;
  }

  .partner-card:hover {
    transform: translateY(-5px);
  }

  .partner-header {
    display: flex;
    gap: 1rem;
    align-items: center;
    margin-bottom: 1rem;
  }

  .partner-logo {
    font-size: 2rem;
    min-width: 50px;
    text-align: center;
  }

  .partner-info h3 {
    color: #1a3650;
    margin-bottom: 0.25rem;
  }

  .partner-meta {
    display: flex;
    gap: 1rem;
    font-size: 0.9rem;
    color: #64748b;
  }

  .partner-contact {
    margin-top: 1rem;
    padding-top: 1rem;
    border-top: 1px solid #f1f5f9;
    font-size: 0.9rem;
    color: #475569;
  }

  .partners-cta {
    text-align: center;
    margin-top: 2rem;
  }
/* .partners-cta  {
    background: #1a3650;
  } */
.cta-button.secondary{
   color: #1a3650;
   background: #fff;
}

  .partners-note {
    font-size: 0.8rem;
    color: #64748b;
    margin-top: 1rem;
  }

  @media (max-width: 768px) {
    .partner-meta {
      flex-direction: column;
      gap: 0.5rem;
    }
  }
  
    /* Updated Testimonial Styles */
  .testimonials {
    padding: 4rem 2rem;
    background: linear-gradient(rgba(12, 35, 64, 0.9), rgba(12, 35, 64, 0.9)),
      url('https://images.unsplash.com/photo-1564013799919-ab600027ffc6') center/cover;
    color: #fff;
  }
.testimonials-cta{
display: table;
    text-align: center;
}
   .testimonial-carousel {
    position: relative;
    max-width: 800px;
    margin: 0 auto;
    overflow: hidden;
  }

  .carousel-container {
    display: flex;
    transition: transform 0.5s ease-in-out;
        padding: 0 50px;
  }

  .testimonial-card {
    flex: 0 0 100%;
    opacity: 1;
    display: none;
    transition: opacity 0.5s ease, visibility 0.5s;
    padding: 20px;
  }

  .testimonial-card.active {
    display: block;
    visibility: visible;
  }

  .carousel-prev,
  .carousel-next {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    background: rgba(255, 255, 255, 0.8);
    border: none;
    border-radius: 50%;
    width: 40px;
    height: 40px;
    font-size: 1.2rem;
    cursor: pointer;
    z-index: 1;
  }

  .carousel-prev {
    left: 10px;
  }

  .carousel-next {
    right: 10px;
  }

  .carousel-dots {
    display: flex;
    justify-content: center;
    gap: 10px;
    margin-top: 20px;
  }

  .carousel-dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: #ddd;
    border: none;
    cursor: pointer;
    transition: background 0.3s ease;
  }

  .carousel-dot.active {
    background: #FF6B35;
  }

  @media (max-width: 768px) {
    .testimonial-carousel {
      max-width: 90%;
    }
    
    .carousel-prev,
    .carousel-next {
      width: 30px;
      height: 30px;
    }
  }
 .checklist {
    padding: 4rem 2rem;
    background: #f8fafc;
  }

  .hero-headline {
    text-align: center;
    margin-bottom: 2rem;
  }

  .cta-button {
    margin: 1rem 0;
  }

  /* New Checklist Styles */
  .checklist-steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin: 3rem 0;
  }

  .checklist-step {
    background: white;
    padding: 1.5rem;
    border-radius: 12px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06);
    display: flex;
    gap: 1.5rem;
  }

  .step-number {
    width: 40px;
    height: 48px;
    background: #FF6B35;
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: bold;
    flex-shrink: 0;
  }

  .step-content h3 {
    color: #1a3650;
    margin-bottom: 0.75rem;
  }

  .step-details {
    list-style: none;
    padding-left: 0;
  }

  .step-details li {
    padding: 0.4rem 0;
    color: #475569;
    display: flex;
    align-items: flex-start;
    gap: 0.5rem;
  }

  .step-details li::before {
    content: "▹";
    color: #FF6B35;
  }

  .checklist-cta {
    text-align: center;
  }

  .checklist-note {
    color: #64748b;
    font-size: 0.9rem;
    margin-top: 0.5rem;
  }

  @media (max-width: 768px) {
    .checklist-step {
      flex-direction: column;
      text-align: center;
    }

    .step-number {
      margin: 0 auto;
    }

    .step-details li {
      justify-content: center;
    }
  }

.contact-form {
  padding: 4rem 2rem;
  background: linear-gradient(rgba(12, 35, 64, 0.9), rgba(12, 35, 64, 0.9));
  color: white;
}

.form-container {
  max-width: 600px;
  margin: 0 auto;
}

.form-heading {
  text-align: center;
  margin-bottom: 2rem;
  font-size: 1.8rem;
}

.lead-form {
  display: grid;
  gap: 1.5rem;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-group {
  display: grid;
  gap: 0.5rem;
}

.form-group label {
  font-weight: 500;
}

.form-group input {
  padding: 0.8rem;
  border: 1px solid #e0e7ff;
  border-radius: 8px;
  width: 100%;
  background: rgba(255, 255, 255, 0.1);
  /*color: white;*/
}

.form-submit {
  width: 100%;
  margin-top: 1rem;
  padding: 1rem;
  font-size: 1.1rem;
}

.privacy-note {
  text-align: center;
  font-size: 0.9rem;
  opacity: 0.8;
  margin-top: 1rem;
}

@media (max-width: 768px) {
  .form-grid {
    grid-template-columns: 1fr;
  }
}
.cta-button-form-submit {
    background: #FF6B35;
    color: white;
    padding: 1rem 2rem;
    border: none;
    border-radius: 50px;
    font-size: 1.1rem;
    cursor: pointer;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
/*     display: inline-flex; */
    align-items: center;
    gap: 0.5rem;
  }

  .cta-button-form-submit:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(255, 107, 53, 0.4);
  }
/* Modal Data */
    .modal-overlay {
        display: none;
        position: fixed;
        top: 0;
        left: 0;
        width: 100%;
        height: 100%;
        background: rgba(0, 0, 0, 0.7);
        justify-content: center;
        align-items: center;
        z-index: 1000;
        backdrop-filter: blur(3px);
        animation: fadeIn 0.3s ease;
    }

    @keyframes fadeIn {
        from { opacity: 0; }
        to { opacity: 1; }
    }

    .modal-overlay--active {
        display: flex;
    }

    .modal-content {
        background: #ffffff;
        padding: 2.5rem;
        border-radius: 16px;
        position: relative;
        width: 90%;
        max-width: 500px;
        box-shadow: 0 8px 32px rgba(0, 0, 0, 0.1);
        transform: translateY(-20px);
        animation: slideUp 0.3s ease forwards;
    }

    @keyframes slideUp {
        to {
            transform: translateY(0);
            opacity: 1;
        }
    }

    .modal-close {
        position: absolute;
        top: 1.5rem;
        right: 1.5rem;
        cursor: pointer;
        width: 2rem;
        height: 2rem;
        display: flex;
        align-items: center;
        justify-content: center;
        background: #f5f5f5;
        border-radius: 50%;
        border: none;
        padding: 0;
        transition: all 0.2s ease;
    }

    .modal-close:hover {
        background: #eeeeee;
        transform: rotate(90deg);
    }

    .modal-close::after {
        content: '×';
        font-size: 1.5rem;
        color: #666;
        line-height: 1;
    }

    .modal-contact-form {
        display: flex;
        flex-direction: column;
        gap: 1.5rem;
    }

    .form-group {
        display: flex;
        flex-direction: column;
        gap: 0.5rem;
    }

    .form-label {
        color: #333;
        font-weight: 500;
        font-size: 0.9rem;
    }

    .form-input {
        padding: 1rem;
        border: 2px solid #e0e0e0;
        border-radius: 8px;
        font-size: 1rem;
        transition: all 0.2s ease;
        color:#000;
    }

    .form-input:focus {
        border-color: #007bff;
        box-shadow: 0 0 0 3px rgba(0, 123, 255, 0.1);
    }

    .form-submit,.form-submit-downloadable {
/*         background: linear-gradient(135deg, #007bff, #0066cc); */
        color: white;
        padding: 1rem;
        border: none;
        border-radius: 50px;
        cursor: pointer;
        font-size: 1rem;
        font-weight: 600;
        transition: all 0.2s ease;
        margin-top: 1rem;
    }
.form-submit-downloadable{
    background: #FF6B35;
    color: white;
}
    .form-submit:hover {
        color: #FF6B35;
    background: white;
        transform: translateY(-1px);
        box-shadow: 0 4px 12px rgba(0, 123, 255, 0.2);
    }

    .modal-trigger {
        padding: 1rem 2rem;
        background: #007bff;
        color: white;
        border: none;
        border-radius: 8px;
        cursor: pointer;
        font-weight: 600;
        transition: all 0.2s ease;
    }

    .modal-trigger:hover {
        transform: translateY(-1px);
        box-shadow: 0 4px 12px rgba(0, 123, 255, 0.3);
    }
.modal-content h2{
  margin:20px 0;
  text-align:center;
}

    /* Mobile Optimization */
    @media (max-width: 768px) {
        .modal-content {
            padding: 1.5rem;
            width: 95%;
            border-radius: 12px;
        }

        .modal-close {
            top: 1rem;
            right: 1rem;
            width: 1.75rem;
            height: 1.75rem;
        }

        .form-input {
            padding: 0.875rem;
            font-size: 0.9375rem;
        }

        .form-label {
            font-size: 0.875rem;
        }

        .form-submit {
            padding: 0.875rem;
            font-size: 0.9375rem;
        }
    }
.site-footer {
    background: #0c2340; /* Dark blue similar to the hero section */
    color: white;
    padding: 2rem;
    text-align: center;
    font-size: 1rem;
}

.footer-container {
    max-width: 1200px;
    margin: 0 auto;
}

.footer-text {
    margin: 0.5rem 0;
    opacity: 0.9;
}

.footer-text a {
    color: #FF6B35; /* Matches the CTA button color */
    text-decoration: none;
    font-weight: bold;
}

.footer-text a:hover {
    text-decoration: underline;
}
    @media (max-width: 480px) {
        .modal-content {
            padding: 1.25rem;
        }

        .modal-close {
            top: 0.75rem;
            right: 0.75rem;
        }
        .cta-button{
            display:block !important;
        }
    }
    
   .slider-wrapper {
      max-width: 1200px;
      margin: 0 auto;
      padding: 20px;
    }

    .slider-container {
      position: relative;
      overflow: hidden;
      border-radius: 8px;
      box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
      background-color: #fff;
    }

    .slider {
      display: flex;
      transition: transform 0.5s ease;
    }

    .property-card {
      padding: 0;
      display: flex;
      flex-direction: column;
      border-right: 1px solid #eee;
    }

    /* Desktop view - 3 properties */
    @media (min-width: 769px) {
      .property-card {
        min-width: calc(100% / 3);
        width: calc(100% / 3);
      }
    }

    /* Mobile view - 1 property */
    @media (max-width: 768px) {
      .property-card {
        min-width: 100%;
        width: 100%;
      }
    }

    .property-image {
      position: relative;
      height: 200px;
      overflow: hidden;
    }

    .property-image img {
      width: 100%;
      height: 100%;
      object-fit: cover;
    }

    .property-badge {
      position: absolute;
      top: 20px;
      right: 0;
      background-color: #000;
      color: #fff;
      padding: 8px 16px;
      font-weight: 600;
      text-transform: uppercase;
      font-size: 14px;
    }

    .property-info {
      padding: 15px;
    }

    .property-header {
      background-color: #000;
      color: #fff;
      padding: 15px;
    }

    .property-location {
      font-size: 20px;
      font-weight: 700;
      margin-bottom: 5px;
    }

    .property-price {
      font-size: 18px;
      font-weight: 600;
    }

    .property-details {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 15px;
      padding: 15px;
    }

    .detail-group {
      display: flex;
      flex-direction: column;
    }

    .detail-label {
      color: #666;
      font-size: 14px;
      margin-bottom: 3px;
    }

    .detail-value {
      font-size: 16px;
      font-weight: 600;
    }

    .slider-controls {
      position: absolute;
      top: 40%;
      width: 100%;
      transform: translateY(-50%);
      display: flex;
      justify-content: space-between;
      padding: 0 10px;
      z-index: 10;
    }

    .slider-arrow {
      width: 40px;
      height: 40px;
      background-color: rgba(0, 0, 0, 0.7);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      cursor: pointer;
      transition: all 0.3s ease;
    }

    .slider-arrow:hover {
      background-color: rgba(0, 0, 0, 0.9);
    }

    .slider-arrow svg {
      width: 20px;
      height: 20px;
      fill: white;
    }

    .property-divider {
      height: 1px;
      background-color: #eee;
      margin: 0 15px;
    }

    .slider-indicators {
      display: flex;
      justify-content: center;
      margin-top: 20px;
    }

    .indicator {
      width: 10px;
      height: 10px;
      background-color: #ccc;
      border-radius: 50%;
      margin: 0 5px;
      cursor: pointer;
      transition: background-color 0.3s ease;
    }

    .indicator.active {
      background-color: #333;
    }

    .loading {
      padding: 50px;
      text-align: center;
      font-size: 18px;
      color: #666;
    }

    /* Additional responsive adjustments */
    @media (max-width: 768px) {
      .property-details {
        grid-template-columns: 1fr;
      }
      
      .property-image {
        height: 250px;
      }
    }    

